Leaving an employer or taking early retirement often results in the need to make decisions regarding pension options and retirement income.  Options that may be available include the choice to take an annuity (monthly payment from the pension plan) or cash-out from the pension plan and accept what is referred to as the commuted value or lump-sum payment.

The pension decision is based not only on the critical need to generate income in retirement, but also encompasses several additional factors such as the tax implications, your estate planning needs, availability of post-retirement health benefits, your risk tolerance, and the future viability of your employer sponsored pension plan.

We have extensive experience in counselling clients on their pension decisions and the long-term implications of the various pension options.

 

To have one of our Financial Planners contact you please submit the form below:

Financial Planning Seminars November 2017

Register For Seminar

Our firm will be providing a series of planning seminars throughout the month of November. We will be discussing retirement planning as well as the complexities of family estate planning and how you can prepare yourself and your family to address these important financial subjects.

Contact

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Phone: (613) 596-3353
1565 Carling Avenue, Suite 602
Ottawa, Ontario, Canada K1Z 8R1

We have been providing financial services to Ottawa Professionals, Small Business Owners and Families since 1994. Give us a call today to discuss your financial objectives. We'd love to hear from you!