Registered Disability Savings Plan

A registered disability savings plan (RDSP) is a longer term savings plan that is intended to help families save for a person who is eligible for the disability tax credit (DTC). Click the link below to learn more about RDSP accounts and how eligible beneficiaries and their families may benefit from this program;

Summary of the RDSP program

October 2016 - The Nortel pension wind-up for the Part I & II Managerial and Non-Negotiated Pension Plan is now in full swing. The following summarizes the status of the plan.

Option Packages

By now you should have received your option package from Morneau Shepell. It will include:

    - Choices available to settle your pension
    - 120 day deadline to make a decision (now postponed to January 31, 2017)
    - Default option if you don’t respond

Please contact Morneau Shepell at 877-392-2074 if you have not yet received your package.

Ryan Lamontagne Pension Decision Workshops

January 10th, 2017 is your last chance to attend a seminar to help you understand your options and facilitate the decision making process. Topics include income taxes, estate planning, case studies, cash flow implications and the process of the different options. Click-here to register

Individual Consultation

As well as having over 20 years experience, all three partners at Ryan Lamontagne Inc. spent 8 years as workshop instructors, providing hundreds of Charting Your Course (CYC) financial education and pension option seminars to Nortel Networks employees.


To book an appointment or for more information, please call 613-596-3353 or e-mail This email address is being protected from spambots. You need JavaScript enabled to view it.

Beware of scammers impersonating the Canada Revenue Agency

February 11, 2016 - The Royal Canadian Mounted Police (RCMP) and the Canada Revenue Agency (CRA) are warning Canadians about an ongoing scam in which taxpayers across the country receive phone calls or emails from individuals impersonating CRA employees.

Scammers impersonating the Canada Revenue Agency

European Sovereign Debt Problems Punish the Markets.  September was a difficult month for equity investors. Global stock exchanges entered bear market territory for the first time in since 2008. Coming out of the summer months, the global stock markets were already jittery because of weak economic growth, US fiscal challenges, fear of recession, and European debt problems. So it didn`t take much in the way of bad news to cause markets to plummet in the month of September.

RLI Market Commentary, by Ryan Lamontagne Inc.
October 2011

Full text: Why stay invested? 

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Contact Us

We've been providing financial services to Ottawa Professionals, Small Business Owners and Families since 1994. Give us a call today to discuss your financial objectives. We'd love to hear from you!  (613) 596-3353.