We develop an integrated financial plan for you through the use of detailed data capturing techniques, short and long range analysis, and several counselling sessions.
Your initial assessment will encompass a broad range of topics including cash-flow and debt management, investments, insurance, taxation, retirement planning and estate matters. Personal financial management begins with identifying your realistic lifetime cash flow and wealth accumulation objectives, setting asset distribution goals, and implementing a lifelong strategy to achieve those goals. It is important to establish priorities, to take advantage of existing tax laws and to use various financial products and strategies to your advantage.
The financial planning process will be based on commonly accepted financial planning principles, mandatory standards of practice, and the detailed financial and personal information provided by you or your other advisors.
